This major addition to our web app gives clients access to the latest Gen AI capabilities built on the market’s most accurate fundamental data sets. Here’s everything you need to know.
As specialist AI systems move beyond simple tasks to making meaningful contributions to end-to-end fundamental analysis, many credit investors are now beginning to formally integrate Gen AI into their research processes. But, for many firms, building and maintaining their own specialist AI systems is a complex process that is both costly and time-consuming.
Cognitive Credit AI solves this problem.
Purpose-built for modern credit teams, our brand new Specialist AI leverages Cognitive Credit’s proprietary financials and document databases to give credit teams access to the latest LLM capabilities with deep knowledge of credit markets — all from the convenience of the Cognitive Credit application.
Here’s everything you need to know about Cognitive Credit AI.
Cognitive Credit AI is a brand new research and intelligence layer embedded within the Cognitive Credit web application. Designed specifically for institutional credit investors, it leverages the latest advanced large language models, enabling users to analyze financial information quickly and at scale — surfacing insights from our proprietary structured credit data sets and document repositories without the need to manually navigate reports or spreadsheets.
It leverages two core information sources within the Cognitive Credit application:
From these two sources, Cognitive Credit AI can summarize and synthesize key information to support idea generation and deliver actionable intelligence in seconds rather than hours.
Unlike other Specialist AI systems, Cognitive Credit is uniquely built exclusively on proprietary, structured financial datasets and a vast official document library—with no additional third-party news or opinion.
At time of writing, Cognitive Credit AI has access to:
3,000+ US & European Issuers with fully populated historical financial models
200,000+ Official Documents including disclosures, prospectuses and presentations.
Our proprietary technology has been developed specifically for the complexities of credit markets and delivers the most accurate fundamental datasets available in the market today. By unifying these high-quality datasets with qualitative insights from primary sources, Cognitive Credit AI is able to generate an accurate and unbiased view of the market.
Critically, it also continues to deliver the signature level of data transparency and integrity that only Cognitive Credit can provide. Every generated output includes a list of data sources used in the response, linked directly to source documents or underlying financial models — so you can check every value and be confident that you are acting on the most accurate intelligence.
When new numbers are out, your window of opportunity to react is always compressed. Usually, chasing the documents and updating your models would mean hours of work - but with Cognitive Credit AI, you can distill the latest numbers and documentation into an actionable summary in seconds.
To give you an immediate boost to your analysis, we’ve included some sample prompts for some of the more common queries we see from our clients. These prompts have been written in combination by our analyst team and data engineers to give you ready-to-use prompts that give clear instruction and deliver structured output in a format most helpful to credit teams.
In this example, we’ll generate a summary of newly reported numbers. Available in our standard Prompt Library, select Flash Earnings Summary to automatically pre-populate the prompt box. You can make changes to the prompt to customize the output as required - just remember to enter the issuer name, ID or ticker at the start.
As the query runs, you’ll see the AI actively retrieving, analyzing and synthesizing information from across our core financials databases, peer comparables, document databases and more in real-time.
When the query has finished running, the output will be displayed in the specified structure, complete with a full list of data sources used during analysis.
In every response, each data source is linked directly to the underlying model or specific page within a document for easy verification by the user.
Outputs can be copied to your preferred external application, or be saved as a Note to revisit later in-app (see our blog on the Drive feature for more on how to create and save research notes). You can also give our AI real-time feedback by using the thumbs up and thumbs down buttons, which helps to further refine the LLMs responses.
And there’s no need to stop there — our sample prompts are intended to get you started, and you can follow up any response with additional chained prompts to find deeper insights. Just remember to save your best performing queries in your Prompt library so they can be revisited at a later date.
Cognitive Credit AI is now live and available exclusively via our web application.
Already a client? Our Client Success team is available to help you build out your prompt library and start automating your analysis. Simply contact us today.
If you’re not yet a client, there’s never been a better time to see how Cognitive Credit can help streamline your analysis and idea generation. If you’re struggling to track and triage opportunities effectively, request a demo today to see Cognitive Credit AI in action across your coverage.