WEB APP

Essential AI, data and workflow for modern credit teams

Purpose-built AI, structured fundamental data and advanced analytical tools unified in the market’s most powerful credit analysis solution.

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Unify your credit research workflow in one platform

Stop compromising your workflow with fragmented data sources and disconnected tools. With Cognitive Credit, get on-demand access to complete and accurate fundamentals in a fully populated financial model for over 3,100 bond and loan issuers, all in a single, high-performance workspace designed specifically for credit professionals.

By combining domain-specialist AI, dynamic credit models and native analytical tools, we eliminate the operational delays of moving between multiple systems. Transition your team from data entry to collaborative, high-conviction idea generation with unprecedented speed.

Cognitive Credit AI

Leverage frontier AI to generate actionable insights from official company disclosure and the market's most accurate financial datasets, instantly.

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Restricted access issuers

Simplify your access to restricted data. Browse restricted names, upload relevant documents and gain access to a ready-to-use model within minutes.

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DealConnect

Centralize your data room ecosystem. Access a single, easy-to-use and fully secure workspace providing a convenient view of all your active deal documentation.

Forecasting

Run more scenarios in a fraction of the time. Generate detailed forecasts from our base models in seconds and customize with your own model drivers.

Auditable

Build trust in your investment case. Audit every data point back to its source document and view every calculation behind every metric.

Cross-market analytics

Unlock differentiated insights faster. Access standardized Company, Sector and Market screens to identify relative value quickly and conveniently.

Transcripts

Understand vital context behind reported performance and strategic decisions with complete call transcripts for every public issuer in our coverage.

Text Search

Interrogate our fully searchable library of 200,000 financial reports, presentations and prospectuses to further enrich your understanding of an issuer.

Instrument pricing

Track the biggest market moves across the issuers that matter to you with end of day pricing for thousands of instruments, delivered directly to your inbox.

Features

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Capacity

Free up hours of time with on-demand data

Unlock days of extra analysis capacity per month. Access complete financials for every issuer under our coverage, structured for how credit analysts actually work. View summary metrics, deep-dive into the financials and start building your view without delay.

Customize

Build your view, your way

Make our models your own. Bring all the custom calculations and proprietary metrics you need to form an independent view in-app without sacrificing the way you work, and update every value effortlessly when new earnings are reported.

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Analysis

Increase conviction with native research tools

Access a suite of analytical tools designed for fundamental analysis. Audit every data point back to its source filing, identify restatements in a single-click, visualize trends with native charting and query our library of official filings for additional qualitative insights.

Comparables

Screen proactively with cross-market analytics

Move your market screening from reactive to proactive. View standardized metrics across our entire coverage universe — including issuers you don’t have access to — get a top-down view of entire markets and sectors to spot relative value with ease.

Workflow

Collaborate seamlessly across your team

No more fragmented model libraries. Save every model you need in your own cloud-based storage drive, create research notes to refer back to later and share it all with your colleagues in one private and secure workspace. Effortless and efficient.

Frequently Asked Questions

Where is Cognitive Credit data sourced from?

All data available in our web app is sourced from official filings only - preliminaries, prospectuses, presentations and reports. Every datapoint is auditable back to its source document and all derived data is shown with clear methodology for full transparency.

Is your data extraction purely machine-driven?

Yes. All data points are automatically extracted from official earnings reports by our proprietary technology. Extracted data is separately quality checked by our team of analysts to ensure accuracy.

Can I access Cognitive Credit data from Excel?

Yes. All web app subscriptions include our Excel Add-in as standard, allowing you to stream all data including with your subscription directly into your proprietary Excel models. For more information on our Excel Add-in, go here.

What data sources does Cognitive Credit AI have access to?

Cognitive Credit AI has access to *only* our core financials database covering over 3,100 issuers, and our library of over 200,000 official filings, with no third-party news or commentary.

Can I request additional coverage?

Yes. Cognitive Credit subscribers can submit coverage requests and any relevant documentation directly to our analysts for build-out. On average, we turn new coverage requests around within 24 hours and New Issues within six hours of deal announcement.

Product Updates

Product Roadmap: 1Q26

31 March 2026 by Andrew Johnson

In our first Product Roadmap of 2026, we highlight some of the recent additions to Cognitive Credit products and services in 1Q26 and take a sneak peak at what’s to come in the first half of the year.

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Accelerate your research

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See how we can transform your research with a one-to-one demonstration tailored to your coverage requirements