The faster, smarter way to your own credit view
Accelerate your credit analysis with best-in-class structured data, native workflow tools and Gen AI purpose-built for credit investors
Credit-specialist AI
Go beyond generic LLMs. Leverage frontier AI to generate actionable insights from official company disclosure and the market's most accurate financial datasets, instantly.
Structured Credit Data
Eliminate manual entry with automatically structured financials. Access fully auditable, as-reported models across thousands of issuers updated within minutes of earnings release.
Centralized Workflow
Bridge the gap from raw data to decision. Chart historical metrics, build dynamic forecasts, identify restatements and manage your entire coverage list from our web app.
In credit, the view that matters most is always your own
In markets saturated with sell-side narratives and third-party commentary, institutional conviction requires a higher standard of truth. To form a truly independent view, you need accurate, unbiased and trustworthy information on demand.
Legacy tools weren’t designed for the velocity and complexity of modern credit analysis. Cognitive Credit is. Our platform empowers your team to form a truly independent, nuanced view within minutes of a filing hitting the wire, elevating your desk's productivity and helping you to unlock more actionable investment ideas faster than your competitors.
COVERAGE
3100+
Bond and loan issuers in the US, Europe and emerging markets
INITIATION
<6hrs
Average model turnaround after new issue announcement
MAINTENANCE
<15mins
Average model turnaround after earnings release
DOCUMENTS
200000+
Official filings processed and stored in our searchable library
Fast, accurate, comprehensive data
Access the market's most accurate and comprehensive data across public and private credit for your fundamental analysis. No document chasing or manual spreading. Just all the numbers you need on-demand.
High Yield
1,600+ high yield bond issuers in US and European markets, as defined by the Markit iBoxx Liquid HY Indices.
Investment Grade
1,100+ investment grade bond issuers in US and European markets, as defined by the Markit iBoxx Liquid IG Indices.
Emerging Markets
100+ bond issuers in emerging markets, as defined by the J.P. Morgan CEMBI Broad Diversified Core Index.
Leveraged Loans
1,100+ leveraged loan issuers in US and European markets as defined by the Morningstar Leveraged Loan Indices.
Essential data, workflow and AI in one platform
Our powerful web app combines our proprietary structured datasets, advanced workflow tools and specialist AI into a single, seamless credit analysis platform.
Eliminate the friction of manual data management and access deep, auditable financials for every issuer in your universe on-demand. Run scenarios instantly with auto-generated forecasts and share them with your team for feedback. And leverage Gen AI with credit domain specialization to surface critical insights buried within years of management commentary.
It’s the complete credit analysis platform for teams that value their own view above all else.
Surface hidden insights within complex disclosures
Access the latest Gen AI capabilities with credit-domain logic and expertise.
Query our proprietary financials datasets and expansive library of official filings in natural-language with Cognitive Credit AI. Uncover insightful, auditable answers to your most complex credit questions in seconds and secure a lasting competitive advantage.
Unlock critical insights for your analysis today.
Automated model maintenance in your spreadsheet
Bring all our proprietary structured data into the model you know best. Your own.
Eliminate manual data spreading by streaming our entire fundamental datasets directly into your spreadsheet models. Get back hours of time by retrieving the latest reported numbers instantly, and build your investment case on years of historical data.
This is spreadsheet modelling at the pace of the modern credit markets.
Power your proprietary systems with institutional-grade data
Integrate the market’s most accurate and comprehensive credit data directly into your business systems.
Eliminate data delays and speed up your decision-making by incorporating key credit market data directly into your internal databases. With custom integration supported for several programming languages, get full control over what data you use and how you receive it.
Boost the efficiency of your quant teams today.
It’s our goal to provide credit teams with the specialist data, tools and AI solutions they need to be successful.
Featured resources
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Built for credit professionals, by credit professionals
In a world of self-driving cars, algorithmic trading and generative AI, financial analysts in corporate credit markets — one of the world’s largest asset classes — still work as they always have: manually sourcing documentation, spreading numbers, calculating credit metrics, integrating market data and identifying relative value.
As experienced credit analysts, we feel the challenges of the industry as much as anyone: more names to cover, less time to react, fewer resources, higher costs, and greater competition.
We believed that technology was the solution. So we built it.