Product Roadmap: 3Q26

In our third Product Roadmap of 2026, we highlight some of the recent additions to Cognitive Credit products and services in 3Q26 and take a sneak peak at what’s to come in the final part of the year.

Every enhancement we make to the Cognitive Credit platform is driven by a singular focus: solving the real-world workflow bottlenecks faced by credit analysts. By turning continuous user feedback into rapid product development, our engineering teams operate on a disciplined quarterly cycle to launch features that maximize your research efficiency.

As we reach the latter stages of the year, our latest roadmap update provides a definitive round-up of the latest capabilities now live across our Web App, Excel Add-in and API—alongside a preview of the high-impact tools currently sitting at the top of our development pipeline for 4Q26.

Our current Roadmap

Q3: Now available in-app

Emerging Markets Coverage
Sitting alongside our existing data licenses —  High Yield bonds, Investment Grade bonds, and Leveraged Loans — this new expansion boosts Cognitive Credit’s total market coverage to 3,500 corporate issuers. With this launch, Cognitive Credit is now the only data provider offering structured data on investment grade bonds, high yield bonds, emerging market bonds and leveraged loans in one platform.

As with all our datasets, this license has been developed in collaboration with our buy-side and sell-side clients, and benchmarked to the J.P. Morgan CEMBI Indices. At time of writing, our coverage includes full financials, credit models and supporting document libraries (containing all disclosures processed by our technology) for 400 issuers, complete with historical data back to 2017 where possible.

Read more about our Emerging Markets coverage in our product blog.

Claude Connector
Our Claude Connector provides a direct integration between Claude and Cognitive Credit data that allows you to access our machine-extracted, algorithmically validated credit data from your own Claude environment.

Built specifically with institutional credit teams in mind, it unlocks on-demand access to our entire coverage universe of global bond and loan issuers. Your team can seamlessly interrogate multi-year financial histories and complex source disclosures natively, converting our market-leading fundamental data into high-conviction calls at even greater velocity.

Read more about our Claude Connector in our product blog.

Cognitive Credit AI: Enhancements
Following huge adoption of our Gen AI research assistant, we recently released a redesigned notification experience for Cognitive Credit AI. Building on existing financial model update notifications, we're introducing notifications for Cognitive Credit AI activities, including AI query completion and shared prompts, alongside a more intuitive and configurable notification center.

Users will be able to tailor how and when they're notified, with support for watchlist-based model updates, configurable pop-up alerts and a central notification history. This release lays the foundation for a broader event-driven platform, where notifications will continue to expand to cover new documents, deal activity, market events and AI-generated insights.

Q4: In development

DealConnect
We're rolling out direct integrations with leading data sites to enhance our Restricted Access offering, automatically aggregating a user's full set of data site documents into a single, central location. The systematic document flow will be integrated with our fundamental models and ensure users receive timely and secure access to all the information relevant to them and their team.

Sitting on top of this document flow will be an intelligence layer that identifies and surfaces meaningful events—such as newly launched deals, new document uploads, lost deal access and other important workflow changes—helping users focus on what matters most.

This full set of RAC disclosure will also be accessible by Cognitive Credit AI in a secure, ring-fenced environment, ensuring you can leverage the best of Gen AI without ever needing to submit sensitive RAC docs to a 3rd party. We will share more on this release in the coming weeks.

Credit Curves
Credit Curves is the first offering in a new suite of quantitative analytics from Cognitive Credit. This new feature fits a smooth credit curve across an issuer’s term structure, allowing analysts to quickly identify bonds trading rich or cheap relative to the curve, monitor how dislocations evolve over time, and track changes in credit curve shapes. This new feature also enables current and historical comparisons across issuers, providing a clearer view of relative value to support investment decision-making and portfolio monitoring.

This release represents the first step in Cognitive Credit's quantitative analytics roadmap. Future releases will build on this foundation with systematic relative-value signals and additional quantitative tools, enabling clients to identify investment opportunities with greater speed and confidence.

Equity Data
We're expanding our market intelligence by introducing equity pricing and enterprise value analytics directly into Cognitive Credit. For listed companies, users will be able to monitor equity market data alongside derived metrics such as market capitalization, enterprise value and debt-to-EV ratios, providing a richer view of capital structure. For private companies, we'll introduce market-implied enterprise values and associated ratios using public comparables. 

Cognitive Credit AI: Market Data
Currently Cognitive Credit AI has access to qualitative disclosure from issuer filings plus earnings call transcripts alongside our structured financial data. Next, we're pulling market data into the same conversational layer, so you can query bond and loan reference terms and pricing data. That covers instrument-level questions like "When is this bond next callable, and at what price?", issuer-level questions like "How much debt does Company X's have maturing in 2027?", and sector-wide views like "What is the current spread range for European HY Chemicals bonds?"

Importantly, by combining these two categories of content, you will soon be able to screen the market with Cognitive Credit AI on both fundamental and market data criteria, asking questions such as: "What are the highest-yielding European HY bonds issued by free cash flow positive companies that have less than 4x total net leverage?"

Stay tuned for more: We will announce more about these releases over the next few months — so be sure to subscribe to our newsletter for all the latest updates. 

See the latest features in action today

As always, timelines on these developments may shift as other features take priority.

Already a client? Log in today to explore the latest features or contact our Client Success team for a dedicated training session.

If you’re not yet a client, there’s never been a better time to see how Cognitive Credit can help streamline your credit analysis. Book your demo today for a one-to-one session tailored to your existing workflows.

Got a suggestion? If there’s a specific feature you’d like to see on our roadmap, let us know.